H

THE PROJECT HERALD
The Intelligence Ledger of
Projects, Capital, Companies and Policy

GT Holdings Plc (Guaranty Trust)

Country
Nigeria
Sector
Financial Services
Intelligence Type
Corporate
Status / Stage
Active
Confidence
Confirmed

Nigeria’s most digitally advanced banking group — operating GTBank, GTPayment, GTInvest and GTInsurance. GTBank has the highest NPS in Nigerian retail banking. First Nigerian bank to convert to a holdco model (2021). Met CBN NGN500bn recapitalisation ahead of deadline.

Company Profile

Company TypePublic
HeadquartersLagos, Nigeria
Countries of OperationNigeria; Ghana; Côte d'Ivoire; Senegal; Gambia; Sierra Leone; Liberia; Rwanda; Kenya; Tanzania; UK
Founded1990
Websitegtbank.com
Key ExecutivesSegun Agbaje (Group CEO)
Employees~13,000
Revenue~$1.8bn (2024)
Market Capitalization~$3bn (NGX August 2026)

Key Developments

GTHoldings structure launched 2021 — first Nigerian bank to convert to holdco model. HabariPay fintech arm growing. Met CBN NGN500bn recapitalisation ahead of deadline. GTBank's digital platform is among the most used in Nigeria.

Key Risks

Competition from pure-play digital banks. Revenue concentration in Nigeria.

Commercial Opportunity Intelligence

Commercial ReadinessCommercially Active

Source & Verification Trail

Last VerifiedAugust 2026
Source(s)GTHoldings NGX disclosures; Businessday NG
Source Date2024–2026